- Posted 05 February 2025
- Salary £40000 - £70000 per annum
- LocationManchester
- Job type Flexible / Work From Home
- DisciplineGeneral Insurance
- Expiry 16 May 2025
- Reference43177_1738767385
Consultant
Commercial P&C Underwriter
Job description
Are you an experienced Commercial Property & Casualty (P&C) Underwriter looking for an opportunity to make a significant impact with a respected global organisation? We're looking for a highly skilled, motivated, and forward-thinking individual to join our rapidly expanding underwriting team in a top-tier insurance company.
As a Commercial P&C Underwriter, you will play a pivotal role in underwriting complex and diverse risks, managing a portfolio of high-value commercial accounts across various industries.
Your Responsibilities:
- Risk Assessment & Underwriting: Evaluate, price, and underwrite complex commercial property and casualty risks, ensuring alignment with company risk appetite and strategic goals. You will work on a variety of accounts, from mid-market to large commercial, in sectors such as manufacturing, energy, construction, technology, and more.
- Client & Broker Relationships: Build and maintain strong relationships with brokers, agents, and clients, guiding them through the underwriting process. Provide expert advice on coverage options, policy terms, and pricing, tailoring solutions to meet unique client needs while managing the overall risk exposure.
- Portfolio Management: Manage a profitable portfolio, identifying areas for growth while maintaining underwriting discipline..
- Strategic Risk Analysis: Continuously monitor and assess market trends, economic factors, and emerging risks, adapting underwriting strategies to maintain competitive advantage. You'll work closely with internal teams to develop and implement pricing and coverage strategies for new and existing risks.
- Innovation & Process Improvement: Utilise cutting-edge tools and data analytics to streamline underwriting processes and enhance risk assessment capabilities.
What We're Looking For:
- Experience: Underwriting commercial P&C business, with a solid understanding of risk evaluation, policy structures, and pricing strategies.
- Strong Technical Knowledge: Expertise in underwriting a variety of commercial lines, including property, casualty, general liability, and excess liability. Familiarity with industry trends and emerging risks is essential.
- Relationship Building: A strong communicator who thrives on building and nurturing relationships. Your interpersonal skills will be key to building trust and influencing decisions.
- Analytical Skills: You bring strong analytical thinking, able to identify risk factors, make data-driven decisions, and adjust underwriting strategies as needed to achieve profitable outcomes.
- Attention to Detail: A keen eye for detail, ensuring accuracy in risk evaluation, pricing, and documentation while maintaining a focus on the bigger picture.
- Technology Savvy: Proficiency in underwriting software, Microsoft Office Suite, and other data analysis tools. Experience with digital transformation in the underwriting process is a plus.
Why Join Us?
- Growth Opportunities: Be part of an organisation that is committed to investing in your professional development. We offer continuous learning, leadership development programs, and pathways for career advancement.
- Collaborative Environment: Work alongside a team of experts who are passionate about innovation, problem-solving, and delivering exceptional client service. You'll have the opportunity to collaborate across departments to craft solutions that meet both client needs and business objectives.
- Competitive Compensation & Benefits: Enjoy a competitive salary, comprehensive benefits package, and performance-based incentives. We prioritise work-life balance and offer flexible working arrangements where possible.
Employee Benefits Include:
- Health & Wellness: Comprehensive medical, dental, and vision coverage, along with mental health support to ensure you and your family's well-being.
- Retirement Plans: Generous 401(k) matching and pension plans to help you plan for the future with peace of mind.
- Work-Life Balance: Flexible working hours and remote working options, ensuring that you can balance your professional and personal life effectively.
- Paid Time Off: Generous vacation days, personal leave, and paid holidays to recharge and maintain a healthy work-life balance.
- Professional Development: Access to training programs, industry certifications, and leadership development courses to further your skills and career growth.
- Performance Recognition: Rewarding your hard work through annual performance bonuses and career advancement opportunities, ensuring you feel valued for your contributions.
- Global Exposure: As part of a leading global company, you'll have opportunities to interact with colleagues and clients from around the world, expanding your professional network and experience.
- Industry Leadership: Be part of a global industry leader that is setting standards in insurance excellence. With a long track record of financial stability, our company offers a strong platform for long-term career growth and achievement
If you're an experienced P&C Underwriter who thrives in a fast-paced, innovative environment, we want to hear from you. Join a company that values expertise, creativity, and a passion for delivering tailored solutions to clients across the globe.
Visit the IDEX Consulting Ltd website for further opportunities. Please note that the information supplied may be retained for up to 10 years for use in connection with future vacancies. For full information on how we use your data, please visit the IDEX Consulting website and view our Privacy Policy.
Our Diversity, Equity and Inclusion Mission
At IDEX, we strive for an inclusion-first company culture where everyone is treated fairly and can bring their authentic selves to work. We recognise and acknowledge that diverse representation at every level of our business requires continuous and measurable effort. We are committed to driving conscious inclusion across our business and creating equitable pathways.